Custody & estate planning

Secure your Bitcoin. Protect your family.

Non-custodial guidance for multisig self-custody and estate planning. You retain control of your keys; we help you document a clear recovery path for your executor and solicitor.

The problem

What happens to your Bitcoin when you die?

Billions of dollars in Bitcoin are permanently lost because holders die without succession plans.

Traditional wills don't address custody mechanics, private keys, or multisig structures. Executors are left with no way to access self-custodied assets.

Existing online will platforms don't understand crypto. Crypto platforms don't understand estate law. The gap costs families everything.

60%

of crypto owners have not shared their private keys with family.

<15%

of digital asset holders have included crypto in their estate plans.

$68B+

in Bitcoin estimated permanently lost to date.

Our solution

Two layers. One coordinated plan.

Layer 01

Multisig Self-Custody

We explain 2-of-3 and 3-of-5 multisig options and guide you while you generate and secure your own keys, out of our sight. You retain control of every seed, device and credential. BlockByte never holds a signing key, signs transactions or moves your funds. This illustrative 2-of-3 arrangement uses three independent keys under your control.

Key 1
Your signing device
A key you generate and control for active use.
Key 2
Your second signing device
An independent key you control, stored separately from the first.
Key 3
Your third signing device
Another independent key under your control, with an access plan documented for your executor. BlockByte holds none of these keys.
Layer 02

Digital Asset Estate Planning

Legally reviewed estate planning paperwork - generated by our platform, reviewed by our partner succession law firm.

  • Digital Asset Directive (for clients without a will)
  • Digital Asset Codicil (for clients with an existing will)
  • Solicitor Briefing Pack (for your lawyer)
  • Executor Process Guide (for the person who'll manage your estate)
A BlockByte consultant walking clients through their self-custody plan
Side by side

We sit down with you and your advisers and explain the options, so you can choose a self-custody structure that fits your family, your risk appetite, and your estate plan.

The process

From conversation to a documented recovery plan, in four steps.

01

Tell us about your situation

Do you have a will? Who is your executor? We ask the right questions in plain English.

02

Set your succession plan

Nominate your digital agent and document the recovery process. Your solicitor advises on beneficiaries and legal authority.

03

We generate the documents

Your Directive or Codicil is generated and reviewed by our partner succession law firm.

04

Complete your plan with your solicitor

Follow your solicitor's signing requirements. You test your own wallet and recovery process; BlockByte never accesses your keys or signs transactions.

The planning advantage

Connect your legal instructions with your recovery plan.

Multisig enforces a signing threshold: a 2-of-3 wallet needs two valid signatures. It does not, by itself, verify a death, identify beneficiaries, enforce a waiting period or enforce a will. Your solicitor addresses legal authority and succession instructions. BlockByte helps document the process and can guide your appointed executor or digital agent, but cannot release keys or authorise transactions.

Traditional Will
BlockByte Estate Plan
Document says what should happen
Legal instructions paired with a documented wallet recovery process
Executor relies on finding keys
Independent keys and a documented signing threshold
No verification of beneficiaries
Executor and solicitor establish authority before using the recovery plan
Waiting period is advisory
Timing and any conditions are addressed with your solicitor
Depends on voluntary compliance
Multisig requires the signing threshold, not compliance with a will
Who this is for

Built for serious holders.

  • Bitcoin holders in self-custody who need a succession plan
  • SMSF trustees with significant digital asset holdings
  • High-net-worth individuals who want institutional-grade security
  • Anyone holding Bitcoin on an exchange who wants to take control
  • Solicitors and estate planners advising clients with crypto
Partner law firm

Estate planning documents reviewed by a partner succession law firm.

Complex scenarios - testamentary trusts, family offices, international assets - are referred to our partner firm for bespoke advice.

Partner firm details available on request.
Common questions

Custody and estate planning questions

What is the difference between custody setup and estate planning?
Custody setup decides how your Bitcoin is secured today - which keys exist, who holds them, and how funds are moved. Estate planning decides what happens on death or incapacity: the inventory, the digital asset directive your solicitor references, and the executor instructions. Doing one without the other leaves an obvious gap.
Does BlockByte hold a key to my wallet?
No. We are strictly non-custodial and clients retain sole control at all times. We explain the options, guide you through key generation and show you how to document the recovery path, but we never hold or have any means of accessing client keys or seed phrases.
Which multisig structure do most clients use?
2-of-3 covers most individuals and families with the least operational overhead. 3-of-5 suits larger holdings, family offices, or arrangements involving multiple decision-makers and locations.
Who reviews the estate planning documents?
A partner Australian succession law firm reviews the documentation so the technical and legal sides line up. BlockByte does not draft wills or provide legal advice - your solicitor prepares and executes the legal instruments.
How long does the process take?
Most engagements move from discovery to a documented custody structure and directive within a few weeks, depending on how quickly devices, key locations and your solicitor's review can be arranged.
What happens if I lose one of my keys?
In a properly designed multisig, losing one key is survivable - funds remain recoverable with the remaining quorum, and the structure can be rotated. That is the core reason we do not recommend single-signature custody for meaningful holdings.
Take control

Protect your Bitcoin and your family.

A 30-minute consultation to map out your custody and succession needs.